Retirement Plans
Your Retirement Income Solution
Our intelligent engine, AIDA, empowers you to provide 3(38) fiduciary
advice to plan
participants:
- One-time advice on safe retirement income1, Social Security claim, allocation to lifetime income, and asset allocation covering in-plan and held-away assets
- Ongoing advice on sourcing each year’s retirement paycheck from in-plan and held-away assets
- Ongoing safety monitoring and adjustments to annual retirement income, if necessary
Our capabilities are available via white-labeled UI and API.
Safe Income Portal: two minutes and seven data
points generate personalized
results
A friendly conversation guides the plan participant, step-by-step, to their personalized Safe Income strategy and builds confidence.
- Provide participants with 3(38) fiduciary advice on retirement age, Social Security claim, lifetime income allocation and asset allocation
- Participants can compare their optimal strategy with their current strategy to see the impact
- Participants can seek guidance from optional phone-based professional support
White label our Safe Income Portal to deliver fiduciary advice or use our API to power your custom built user interface.
Download Our WhitepaperPaycheck: integrated assistance to source planned
and unplanned spending
- When a participant selects a plan for income management, Paycheck creates tax-optimized instructions for annual planned spending across in-plan and held-away assets
- Paycheck considers tax type, current and future cash flows that vary over time, estimated state and federal taxes, and inflation adjustments
- Our API makes it easy to add Paycheck to a current or new interface
SafePathSM: a personalized path to track
safety and determine adjustments
- Provides a comprehensive outlook on upcoming retirement years, addressing the question, "Am I Safe?"
- Simple and quick answer: if the portfolio balance is within the Safe Zone, continue to spend as planned and could even consider additional discretionary distributions.
- If the portfolio balance enters the Adjustment Zone, a recommendation is made to reduce retirement spending.
Generally, a retiree's actual portfolio balances are expected to be in the Safe Zone.
Execution and management of a personalized
retirement income strategy for plan participants
All capabilities can be made available from your current tools or user interface via API
Call: 888-966-9469
Email: sales@incomediscovery.com