Manish Malhotra, President & CEO, is an Engineer-MBA from top universities and a Wall Street veteran of Citigroup and Bank of America. Manish and the Income Discovery team used confluence of finance and software knowledge to create an artificial intelligence engine known as AIDA that delivers up to 30% higher safe retirement income to mass affluent and affluent retirees. He published a paper describing a new risk-reward framework for retirement income in the Journal of Financial Planning, a foundation for the breakthrough invention of AIDA. Empowered by AIDA, financial institutions can scalably deliver a personalized optimal income strategy for 66 million soon-to-be-retirees.
Rakesh Kaul, a strategic advisor and early investor, is Chairman of Spherenomics, a venture incubation company. Previous roles include CEO of Hanover Direct, and Board advisory positions with Oriental Trading and other direct marketing firms. Rakesh has served as Senior Advisor to The Carlyle Group and is Chairman of both Innovairre and the Estee India Fund.
Shankar Iyer, CEO of Intertrust, a Euronext listed firm that is a global leader in providing tech-enabled corporate and fund solutions to clients operating and investing in the international business environment. Shankar joined Intertrust through its acquisition of Viteos, an asset management servicing firm that he founded and built.
William A. Eagan III, is a senior investment banker with over 30 years of experience covering financial institutions. Bill began his career at Lehman Brothers where he headed the financial institutions depositories business and had similar responsibilities at JP Morgan, UBS and ABN AMRO. Bill established WAE Advisors in 2007 to invest in and assist young fintech companies focused on the financial services market.
Shaun Mathews, a senior executive with over 35 years of experience in the financial services industry. He most recently served as Senior Managing Director at Voya Investment Management (IM) and also was the CEO of Voya IM’s broker-dealer and investment advisor. Currently, he is a Director at Athene Co-Invest Reinsurance Affiliate Ltd (London).
Roger Ochs, most recently served as CEO of HD Vest Financial Services. He retired from HD Vest in 2017 after guiding it to become the leading financial services company supporting tax professionals delivering comprehensive services including securities, insurance, money management and banking services.
V. Chandrashekhar (Chandy), is a recently retired Senior Partner of Strategy& PwC. Over a 30+ year career at Strategy&, Booz Allen, and Boston Consulting Group, Chandy has advised leading financial institutions on strategic issues, and is now helping fintech companies with growth.
Tai-Chin Tung, a strategic advisor and investor, has over 30 years of experience in the investment industry, having held executive leadership roles with Schwab and Fidelity in the United States and abroad.
Thomas Rowles, a strategic advisor and early investor, retired from KPMG. During his career, Tom was the national director for KPMG's valuation practice, a regional partner in charge of the corporate transactions groups, and a risk management partner for the U.S. and Latin America consulting groups.
Stephan Granitz, Chief Analytics Officer, leads the analytical methodology development and validation of AIDA to certify the financial advice produced by AIDA and satisfy diligence by model risk teams and regulators. Stephan has a Master’s Degree in Data Science from Northwestern University with a focus on advanced statistical analysis, machine learning, and artificial intelligence. He also has a Master’s Degree in International Economics and Finance from Brandeis University’s International Business School.
Elias Zaretsky, Chief Software Architect, leads the software architecture for Income Discovery. His past experience includes Verizon Terremark, where he designed and developed cloud REST APIs, led the networking orchestration team, and contributed to the high-availability features of the Verizon Enterprise cloud. His earlier experience is spread across Telekol, Nokia and Dossia. He holds a Bachelor's degree in Management Information Systems from Northeastern University.
Stacy McDowell, Director, Product Management & Client Implementations, works directly with the Firm’s clients and internal software developers on the design, development, and implementation of new products, as well as enhancements to and maintenance of existing products. Prior to Income Discovery, Stacy spent 20 years at E*TRADE, focused on retirement operations, product management, and advisor support. Stacy graduated from the University of California, Davis, with a Bachelor of Science Degree in Managerial Economics.
In his own words…
- Who can better describe the motivation and methodology behind Income Discovery’s AIDA breakthrough than its creator, Manish Malhotra? In this revealing interview, Manish lays it all out in a clear and straightforward manner. Take a look.