For a Full & Rich Retirement
A proven white label tech platform for retirement decumulation to deliver a Full & Rich Retirement to millions
- Climbing up a mountain requires one set of skills and muscles, but going down requires an entirely different approach. Two-thirds of mishaps occur during descent!
- Professional guidance and personalized planning for retirement decumulation is missing.
- A portfolio-centered 75% probability of success approach doesn’t provide sufficient confidence to retirees.
- There aren’t enough financial professionals to handle the workload of 66 million-plus retirees.
- We’ve delivered up to 20% higher Safe Income to more than 50,000 retirees*.
- At enterprise implementations, we’ve increased retirees’ acceptance rate of a retirement income solution by 200%.
- AIDA (Advanced Income Discovery Analytics) will create and allow you to deliver personalized optimal retirement decumulation advice to 66M + affluent retirees that need it.
- AIDA will allow you to build an efficient, profitable, high scale/volume retirement income business.
- AIDA changes the conversation with a new focal point: Safe Retirement Income.
- Safe Retirement Income defined: an income that has a 90% opportunity of being available into a client’s mid-90s.
- How much can a retiree afford to spend and minimally risk outliving assets.
Striking the right balance
- AIDA strikes a synergistic balance of Social Security claim age, investment allocation and various types of annuities - all tailored to the client’s individual and unique cash flow needs
Our patent pending engagement process incentivizes retirees to engage at each step with education and personalized solutions.
Interact. Engage. Acquire.
- Start the relationship by initiating conversation with prospects who are approaching, or already in, retirement.
- Designed to engage and acquire them in large numbers.
- AIDA appears integrated into your brand and makes a strong pitch for working with your firm.
- Self-service digital tools (offered under your brand) educate and empower retiree.
- Retirees and planners explore the levers that impact Safe Income.
- Gives retirees the vocabulary to start a trusting income planning relationship and frees planners to focus on relationship building.
- Planners leverage AIDA’s deep analytic capabilities to create an optimized personalized strategy to match each retiree’s unique situation.
- The Flexible Plan Builder does the heavy lifting using advanced strategies: account-by-account allocation, tax-optimal withdrawal order, and Roth conversions.
- Flexibility to model within a retiree’s preferences, constraints and uneven real-life cash flow needs.
- Compares side by side alternative strategies.
- Answers retirees questions and addresses their fears.
- Give retirees the trust and confidence to spend.
- Executive Concierge is a service being released next.
- This automated, scalable income management system disburses funds according to the AIDA enabled income plan and assures retirees they are staying on track.
- Executive Concierge automates execution and communication of the retiree’s selected plan, answers retiree questions and allows planners to deepen the relationship.
- Baby Boomers control $20 trillion in retirement assets.
- Engage them early with a real promise of 20% higher Safe Retirement Income*.
- Alter the narrative from a 75% probability of success to the more relevant "$15,000 more in Safe Retirement Income".
- Proven white label A.I. technology for quick and economic entry.