Privacy Policy

Privacy Policy

Effective September 5, 2011
Fiducioso Advisors Inc.
221 River Street, 9th Floor
Hoboken, NJ 07030

Fiducioso Advisors Inc.'s, the developer of Income Discovery platform, a platform for constructing retirement income portfolios ("Platform"), believes the privacy and security of its customers' data is essential. Our customers are financial advisors ("Advisors") who work with clients in building retirement income plans and portfolios. Financial Advisors enter data about their clients ("Investors") while building retirement income plans for them.

Personal information about the Advisors
Public information includes, but is not limited to name of the firm, CRD number of the firm / the advisor. Non-public information includes, but is not limited to the credit card number for billing purposes, billing address.

Non-personal information about the Advisors
Non-personal information includes but is not limited to the information about usage of the Platform such as IP address from where service was accessed, type and frequency of services used in the Platform, time of usage.

Personal Information about the Investors
Personal information about investors include but are not limited to name, investment amount, expected social security payouts, expected pensions, desired income during retirement. We don't collect social security number, phone number or address information about the investors.

Collection of the information
Advisors provide personal information about themselves and their firms during signup and while using the Platform. Non-personal information about the usage of the platform by Advisors is collected during their active access of the platform. The advisors provide personal information about the investors while they are analyzing retirement income plans for the investor.

Use of the information
Personal information about the Advisor is used to identify the customer and for billing the customer. Non-personal information about the Advisor is used to analyze the usage of the platform and its services and help determine future development direction of the platform. Personal information about the investor is used in running analytics and simulation for retirement income plans for the investor.

Sharing of the information
We do not sell, reveal or share any personal information to others except in the following limited circumstances:
  • We are required or authorized by law to disclose the personal information
  • We need to share the information with companies who work on our behalf in providing services for example sharing of credit card information with companies providing services for holding the card information in secure manner and in compliance with appropriate laws, regulations and best practices. Unless, we tell you otherwise, our partner companies do not have the right to use the personal information beyond what is necessary to provide the agreed service and are subject to appropriate terms of confidentiality.

Protection of the information
We are committed to the security of the personal information about the Advisors and the Investors. Personal information is protected in a manner commensurate with its sensitivity and reasonable steps are taken from it being accessed or used or modified without permission.